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This websites will work without cookies being enabled and you can safely disable them in your browser. You may lose some features and functionality if you choose to disable them.
We do not capture or store personal information, other than logging your IP address and session information for system administration, security and to provide statistics on how the site is used.
We will never send you unsolicited marketing communications.
If you ask us to refer you to our partners for specific services we will share the minimum data needed to comply with your request.
If you apply for one of our products online, it will be necessary for us to forward these details to our partners, in applying for this product we will assume that you are happy for us to pass on these details.
We will treat all your personal information and data as private and confidential except where, at your request or consent, disclosure is made or where we are required to disclose by law to third parties. We may hold your details for a minimum of 6 years for compliance purposes or beyond if we have an ongoing active relationship.
“Personal Data” is any data about you that we collect and process. We will not collect any Personal Data unless you have chosen to give it to us and will hold it only as long as required to complete your dossier. You warrant that the Personal Data which you supply to us will be true, complete and accurate in all respects and you agree to notify us immediately of any changes to that information. We will deal with your Personal Data in compliance with the Data Protection Acts 1984 and 1998 legislation. To correct or view your Personal Data you can write to us at 227A West Street, Fareham, Hampshire, PO16 0HZ, UK. A fee may be payable for viewing Personal Data.
References to “you” or “your” are references to any person accessing this web-site (“Site”).
References to “we”, “us” or “our” are references to David J Romano Associates.
References to “David J Romano Associates” are references to us, our brands, and any companies we own totally or partly at any time.
We try to ensure that the information on this site is correct, but we do not give any express or implied warranty as to its accuracy. We do not accept any liability for error or omission.
We are not liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this site, or any material contained in it, or from any action or decision taken as a result of using this site or any such material.
Use of Site
We may in our sole discretion terminate your access to or use of this site for any reason, including without limitation where we believe that you have not acted in accordance with the terms and conditions of this site.
Third Party Products and Services
Where we provide hypertext links to third-party internet web-sites, such links are not an endorsement by us of any products or services in such web-sites. You use such links entirely at your own risk and we accept no responsibility or liability for the content, use or availability of such web sites. We have not verified the truth or accuracy of any content of such web-sites.
This site may also contain some material provided by third parties and we accept no responsibility or liability for the accuracy of such material.
Nothing on this Site should be construed as a solicitation or offer, or recommendation, to acquire a mortgage or to engage in any other transaction, or to provide any mortgage or investment advice or service. Opinions and any other contents at the Site are provided by us for personal use and informational purposes only and are subject to change without notice.
Nothing contained on the Site constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.
We reserve the right to modify, suspend or discontinue, temporarily or permanently, the site or any part of it, with or without notice, at any time. You agree that we shall not be liable to you or to any third-party for any such modification, suspension or discontinuance of the Site.
No part of this website may be copied or imitated in whole or in part. No logo, graphic, sound or image from this website may be copied or re-transmitted unless expressly permitted in writing by David J Romano Associates.
The trademarks and logos “the trademarks” used and displayed on this site are registered and unregistered trademarks of David J Romano Associates and others. They may not be used in any advertising or other publicity materials in relation to the distribution of any information or materials obtained from this site without the prior written consent of the trademark owner.
Any dispute or claim concerning or arising from this website shall be determined in accordance with the law of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction in determining such disputes or claims.